This service charges a management fee of 0.40% and includes every feature of Betterment Digital while throwing in unlimited access to registered investment advisors. Like most robo-advisors, Betterment and Fidelity Go don’t charge trade fees, transfer fees or rebalancing fees. Robo-Advisor: Management Fee: 0.25% Management Fee: Minimum Deposit: $0: Types of Investments: ETFs: Account Types: Brokerages, IRAs, 401(k)s, Trusts: Best For: Beginners or Hands-Off Investors: Betterment offers two different plans, a digital investing plan with a 0.25% annual management fee and a premium investing plan with a 0.40% annual management fee. I really enjoyed your website, searching for the best broker for my wishes. With a history going back to 2008, Betterment focuses on putting your investments into low-cost, diverse exchange-traded funds (ETFs) that match a risk profile you provide when opening a new account. Learn More. If you were not investing six-figures, you were stuck with using traditional mutual funds. Both companies emerged in 2008 to provide technology-powered financial management with minimum human involvement at lower fees than those charged by traditional human advisors. She disclosed that she invested with Betterment. You get all the standard Betterment features including texting access to financial advisors. Betterment and Vanguard Personal Advisor Services each boast some of the most desirable robo-advisor features, including a human touch, reasonable fees, and portfolio review and rebalancing.. We like both and believe that most investors could be satisfied with either. Betterment and Wealthfront both charge an annual fee of 0.25% for digital portfolio management. Betterment Premium. Estimating the Added Value of a Robo-Advisor Based on our estimation, using Betterment’s retirement recommendations could earn you 38.8% more after-tax money in retirement compared to investing on your own. Betterment offers two levels of service: Digital Investing and Premium Investing. Betterment and Fidelity are two extremely strong platforms in their own regard. You can expect the same annual advisory fee of 0.25%, which is a competitive rate for online financial platforms. Betterment offers goal-specific investment advice. This might well be the case for Ellevest, at least for a certain segment of the robo advisor user market. With that being said, the choice becomes clear once you focus on what features you are looking for. Betterment is a goals-based robo-advisor, which means it takes client goals— such as marriage, retirement, or a large purchase— into consideration when it creates portfolio allocations. Robo-advisors tend to have lower fees than online brokerages or accounts where you micro-manage your money. I don't see a reason to choose Betterment over Stash unless you're looking to pay for professional advising or if you need a Joint or Trust account. Since its founding, Betterment has attracted a legion of loyal fans who champion its goal-based approach and low-fees. Minimum Account Balance. Betterment is one of the first robo-advisors, and many consider the company to be the one that started the industry. For 529 plans, you can expect to pay 0.42% to 0.46% annually. Accounts above $50,000 pay a 0.35% annual fee. One could say, that they are among the best in the industry. Betterment Digital doesn't offer access to financial advisors. Betterment vs Wealthfront: Fees Compared Betterment’s Pricing and Fees. Betterment provides two types of investment accounts: there is a Digital plan, which requires an annual fee of 0.25% with a $0 minimum balance. Our readers say. 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