This post is a prepaid travel card comparison of Revolut vs N26. Monese is an agent of PrePay technologies Limited who are licensed as an Electronic Money Institution. Monese and N26 offer an excellent selection of features under their free plans. What are the Pros & Cons of each? These fees are all for the Basic plan: Note: All fees shown are for Eurozone-based Revolut accounts, sourced in July 2019. Monese vs Revolut: Which is the best? Monese offers support through email and call centers, although hours do vary by country. Violet and pink debit Mastercard or Visa (depending on countries). Simple Plan – Free. When it comes to reviews of the apps, the Revolut app gets a higher overall score on both Apple and Android devices, scoring 4.9 out of five on each. Log In with your email adress. Urobili sme to preto, lebo nám takáto banka na Slovensku … The breadth of service availability is also reflected in support languages. N26 vs Revolut: which one offers the best card for travelling? If you need a fairly standard digital current account, Monese and Revolut are pretty similar. Customers with an account in the UK are protected up to the equivalent amount in GBP. Only available in Germany and Austria, Yes, but only available in Germany and Austria. Revolut is slightly more limited as it’s effectively a prepaid card that gives you multiple currency options and lets you send money overseas quickly and easily. ), vôbec sa za to nehanbíme. Monese vs TransferWise Borderless Account: Which is the best? N26 is focussed squarely on providing a good alternative to the traditional bank account. N26 Basic at €0 a month offering free ATM withdrawals in euros and free payments in any currency, N26 You at €9.90 a month offering N26 Basic plan features plus free withdrawals worldwide and an Allianz insurance package, N26 Metal at €16.90 a month offering N26 You plan features plus dedicated customer support and exclusive partner offers, No fees for holding an N26 Mastercard debit card, including 3D Secure, No maintenance fees for holding an account with N26 and no need to maintain a minimum account balance, Free online banking including financial planning and budgeting, money statistics, bank transfers, direct debits, standing orders, push notifications and support, Free domestic ATM withdrawals for your first five per month, in euros, Cash withdrawals in currencies other than euros: N26 You and Metal are free, N26 Basic is 1.7 percent of the amount withdrawn, Money transfer fee of 0.35 to 2.85 percent, depending on the currency (via TransferWise), Express delivery of a card is an extra €25, N26 does charge some other miscellaneous fees, Cash deposits into an N26 account for most countries, Standard at €0 a month offering free UK and euro bank accounts, no fee ATM withdrawals of up to €200 and no fees for currency exchange up to €6,000 a month, Premium at €7.99 a month offering Standard plan features plus medical and travel insurance, priority support, cryptocurrency access, virtual cards and no fees for currency exchange of any amount, Metal at €13.99 a month offering Premium plan features plus 0.1 percent cashback in Europe and 1 percent cashback outside Europe on card purchases and an exclusive concierge service, Free online banking including financial planning and budgeting, money statistics, recurring payments, push notifications and support, although this is based on you prepaying into your Revolut account, Adding money to your account unless that comes from a commercial card or a card issued outside the EEA, Issuing your first Revolut card, although you will need to pay for delivery, Delivery charge for Revolut cards is €5.50 for standard delivery, €19.99 for express delivery, ATM withdrawals after the first €200 in a month are charged at two percent of the amount withdrawn, Payments to bank accounts outside Revolut may attract a charge, depending on where the target account is held, Some currency exchanges will attract a commission fee of 0.5 to 2 percent of the total amount, You may be charged to top-up your account with a debit or credit card. Monese is available throughout the EEA. N26 vs Monzo: Which Is the Best? Monese vs Monzo: Which is the best? If you’re trying to decide between the two providers, we have the insight you need—we’ve researched both of them in detail and shared our insights below. ... Monese, Atom, Starling, Simple atď. Revolut's customer funds are not guaranteed by the Financial Services Compensation Scheme (FSCS) in the UK. If you lose your phone or card, both providers let you block and unblock your card, and get back into the app through installing it on a new device. Overall – because of Revolut’s lack of a full banking licence and deposit guarantee and also the lack of an option to fully operate the Revolut account from a laptop/PC , N26 is our preferred option. N26 and Monese both offer banking services in British pounds and euros for their current accounts. N26 does not charge for the following features and services: N26 plans do not provide the following services: Note: All fees shown are for Eurozone-based N26 accounts, sourced in July 2019. Monese vs N26. Starling was founded by UBS and RBS alum Anne Boden in 2014 and is arguably the UK’s oldest challenger. What Are the Pros & Cons of Each? N26 only currently offers accounts in GBP for UK resident or EUR for residents of one of the EEA country supported by Revolut. Features and functions aren’t everything. Monese vs Monzo: Which is the best? Both services have options including notifications, direct debits, budgeting, financial planning and multi-currency summaries. Overall, both providers offer very generous banking services as part of their free plans. Revolut can provide unique local accounts details in GBP (if you're a UK resident), EUR (if you're a resident in a country within the Eurozone), NOK (if you're resident of Norway) and PLN (if you're a polish resident). Available in the European Economic Area, Switzerland, and Australia, EN, FR, GR, DE, IT, JA, LT, PL, PT, RO, ES, BG, CR,CZ, DN, DU, ET, FI, HU, LA, NO, SL, SO, SE, In-app live chat (every day, 07:00 - 23:00 Berlin Time) and email. As Revolut customer accounts can't be managed on the web, it's the only way that you'll be able to manage your account if you lose your phone. Monese only gives you access via the app, so we’re giving this one to N26. However, Revolut’s interbank exchange rate is usually cheaper than Monzo’s Mastercard rate. Γιατί σας συμφέρει να ανοίξετε ένα δωρεάν λογαριασμό σε ψηφιακή τράπεζα! Additionally, if you’re in Germany or Austria, you can get an overdraft facility for your N26 account that charges 8.9 percent a year. Both can be opened and set up quickly and are managed entirely from a slick mobile … It has emerged as one of the top European/global challenger banks and fintechs alongside N26 … • Revolut • N26 • Transferwise • Monese • Curve • Revolut vs N26 • Επίλογος & Σύγκριση ψηφιακών τραπεζών . Kar nekaj ljudi je naredilo primerjavo s še eno spletno banko, ki se imenuje Revolut… Revolut outshines Curve and is comparable to many established banks. Monzo vs Revolut: Which is the best? N26 charges a flat 1.7 percent of the amount you withdraw. Monese wins in this area due to their wider availability, greater number of support languages and higher Trustpilot scores from users. Monese VS Revolut. N26 provides three plans for Eurozone customers: Here’s what you can expect to pay for if you sign up and use N26. Don’t worry, we’ve got you covered. Those are some alternatives to Revolut and N26. Neither charges you to open or hold an account, both allow you to send money internationally and both come with good mobile apps. Note that these fees are for Eurozone-based Revolut accounts, specifically if you’re located in the European Economic Area or Switzerland. Established in Berlin, it is now available in a wide array of European countries and operates in the UK since 2018 as well. Monese and N26 can both replace a traditional bank account and come with a range of financial services for users. They both offer instant notifications, the ability to freeze your card and financial planning and budgeting. N26 also offers savings “pots.”. Save money by sending at the right time, with the right provider. - The most complete digital bank account available in Europe- No monthly limit on 0% FX commission on card transaction in foreign currencies- Deposits insured up to €100,000 by the German Deposit Protection Scheme- Available both on the web and via a mobile app- Partnership with TransferWise for international money transfers, which has a 9.2/10 Monito Score, - Great exchange rates and high limit before charging a currency exchange mark-up on card transactions- You can hold up to 24 currencies and exchange money between them instantly- User friendly app and value-added features- Instant top-up with credit/debit cards (although you may incur an additional fee), - Some features are only available in Germany & Austria (overdraft, Cash26, etc. Monito is a comparison website for international money transfer services. N26 does not charge for those services. Revolut provides their in more than 20 languages while N26 is currently only available in five. Apart from that, we think they’re both excellent options, and that either choice could work for you. Up to 1.48% on savings account depending on term and partner bank (service offered through Raisin). The N26 and Revolut smartphone apps have similar features and functionality. 8. maja, 2019. If you've lost your card, you can reorder a new one in your N26 account settings. What are the Pros & Cons of each? Monese offers services in EN, FR, ES, DE, IT, PT, BG, RO, PL, CZ, TR and LT. N26 does have more customers with 3.5 million, compared to Monese that currently has around one million customers. Nekaj časa nazaj smo spisali članek o prvi spletni banki N26, ki bo tudi v Sloveniji omogočala plačevanje preko sistema Apple Pay. International ATM Withdrawals: Tie. You need to know where these services are available and what customers think of them. Monese vs N26: which one offers the best card for travelling? That’s why we’d recommend N26 over Revolut if you travel extensively. Overall Winner for Account Comparison: N26, Both providers offer a range of features to make banking easier. Immediately go in to the Monese app and report your card as lost or stolen. To arrive quicker than the standard 3-5 days with Revolut only access your Monese from... Top European/global challenger banks and fintechs alongside N26 … Monzo vs Monese ( Promo ). Later if you 're not sure where you card is lost or stolen, TransferWise Posted on 04/09/2018 Atom... Download the app on your account with N26 's web interface features like overdrafts, interest on money you or. Fees in other ways just received with Revolut you will Pay fees in other ways Visa ( depending term. Provide the service Spanish, German and Italian right provider keep managing your account N26. 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